Ozean Partners with Kylix Finance to Revolutionize Cross-Chain Lending with AI-Powered Credit Scoring

Ozean, the blockchain for Real-World Asset (RWA) yield being launched by Clearpool, has announced a strategic partnership with Kylix Finance, an innovative cross-chain lending platform. The collaboration leverages Ozean’s infrastructure to enhance multi-chain lending capabilities and introduces new wallet score features powered by Artificial Intelligence.

Kylix Finance On Ozean: Pioneering AI-Enhanced Cross-Chain Lending

Kylix Finance is set to redefine the DeFi lending landscape by introducing zk credit risk ratings at the wallet level. This innovative approach will enable lower collateral requirements for users on Ozean products, particularly benefiting wallets with high credit scores. By harnessing the power of AI and zero-knowledge proofs, Kylix aims to create a more inclusive and efficient lending ecosystem.

Key features of Kylix Finance on Ozean include:

• Cross-Chain Lending: Kylix Finance will enable the Ozean ecosystem to seamlessly borrow and lend across major blockchain networks, including Ethereum, Solana, SUI and Polkadot.
• AI-Powered Credit Scoring: Utilizing advanced algorithms to assess wallet creditworthiness, optimize collateral requirements and design an un-collateralised loan product for the retail market.
• RWA Integration: Leveraging Ozean’s expertise in RWA tokenization to expand lending options and improve capital efficiency.
• Competitive Rates: Offering attractive interest rates for both lenders and borrowers, enhanced by Ozean’s yield-generating capabilities.

“By deploying on Ozean’s mainnet and implementing our AI-driven credit scoring system, we’re not just improving cross-chain lending, we’re paving the way for a more connected, inclusive, and democratic DeFi landscape,” said Gianluigi Davassi, CEO & Co-founder of Kylix Finance.

Integrating Kylix Finance into the Ozean ecosystem addresses liquidity fragmentation and helps improve collateral management in DeFi. As Ozean continues to expand its platform and integrate cutting-edge projects like Kylix Finance, it is well-positioned to drive the adoption of RWAs and advanced lending solutions in the broader DeFi landscape.

Ozean: Pioneering the Future of RWA in DeFi

As a permissionless Ethereum Layer 2 and part of the Optimism Superchain, Ozean transforms the DeFi landscape by effortlessly incorporating RWAs in a regulatory-compliant and accessible way. The platform allows users to automatically generate native yield on-chain, while its optional compliance layer facilitates improved interoperability with permissioned protocols.

“Kylix Finance’s innovative approach to cross-chain lending and AI-powered credit scoring aligns perfectly with our vision for a more interconnected and intelligent DeFi ecosystem. This partnership will enhance capital efficiency and provide new yield opportunities for RWAs across multiple networks, further solidifying Ozean’s position as a leader in the RWA space,” said Jakob Kronbichler, CEO & Co-founder of Ozean.

With Kylix Finance’s deployment scheduled to go live in Q2 2025, the DeFi community eagerly anticipates their launch that promises to revolutionize cross-chain lending and credit assessment in the DeFi space.

A Partnership to Revolutionizing Cross-Chain DeFi Lending

The partnership between Ozean and Kylix Finance represents a new frontier in the DeFi and RWA sectors. By combining Ozean’s expertise in RWA integration with Kylix’s innovative AI-powered credit scoring and cross-chain lending capabilities, this collaboration is set to enhance how users interact with DeFi services.