Ozean to Offer SME Financing Opportunities on Port via DeFa Partnership

Ozean, the blockchain for Real-World Assets (RWA) yield launched by Clearpool, has announced a partnership with DeFa, the first AI Native RWA lending protocol. The integration brings exposure to Small and Medium-sized Enterprise (SME) factor/invoice financing within the Ozean ecosystem, offering users new yield opportunities on Port.

Unlocking Secure SME Financing with DeFa’s AI-Native Protocol

DeFa, a protocol by InvoiceMate, is recognized as the first AI Native RWA Lending Protocol. It is designed to bridge Web2 businesses with decentralized finance (DeFi) liquidity, aiming to provide stable and secure yields up to 26% APY on stablecoins. DeFa has tokenized 420 million invoices, factored over $70 million in invoices, with only 0.2% in bad debts, and specializes in factor/invoice financing for SMEs, particularly in the Middle East.

The protocol emphasizes TradFi security with DeFi yields, as pools are secured by AI Agents and credit insurance providers, offering insured yields and protection from bad debts. This structure aims for short-term loans as secure as T-Bills, but with competitive yields. DeFa facilitates earning risk-adjusted APY from real-world companies seeking short-term loans, ensuring stable returns even in volatile market conditions.

“We are excited to partner with Ozean to bring our SME financing solutions to their RWA ecosystem, expanding access to real-world yield opportunities for their users in this growing sector,” said Muhammad Ibrahim, Co-founder of DeFa.

Ozean’s Infrastructure for Compliant RWA Integration

Ozean is the blockchain for RWA yield being launched by Clearpool. It is designed to seamlessly integrate RWAs into DeFi in a compliant and user-friendly manner. Built on the OP Stack as part of Optimism’s Superchain, Ozean provides essential infrastructure for blockchain financial markets, enabling users to earn native yield on stablecoins. Ozean aims to address the limited capture of base RWA yield by end-users and the fragmented nature of RWA protocols.

Ozean is being launched by Clearpool, which has originated over $800 million of tokenized credit to leading institutional borrowers, including the Wall Street firm Jane Street. Clearpool is backed by top-tier investors including Sequoia Capital, HashKey Capital, Arrington, and Wintermute.

“The collaboration with DeFa to bring SME financing exposure into Ozean aligns with our mission to diversify high-quality RWAs on-chain and enhance yield opportunities available to our users within the ecosystem,” said Jakob Kronbichler, CEO & Co-founder of Ozean.

Expanding Yield Opportunities on Port with SME Financing

This partnership will see DeFa’s SME financing solutions integrated into Port, Ozean’s platform for accessing tokenized assets. This integration will enhance yield opportunities and portfolio diversification for DeFi users by providing exposure to real-world invoice financing backed by an insurance product. This collaboration further solidifies Ozean’s role in transforming the digital asset landscape and accelerating the adoption of RWA solutions.